Payments, Wallets & Banking
Digital wallet, payment gateway and digital banking on PayFast.
- Faster launch of digital channels
- Card, QR and wallet payments in one experience
- Less cash handling
01
Your challenges
/ A
Digital competition
Fintechs and wallets set customer expectations for speed and convenience.
/ B
Fragmented data
Customer, transaction and risk data sit in separate systems.
/ C
Fraud and regulation
Fraud grows with digital channels, and regulators expect audit-ready controls.
/ D
Customer loyalty
Customers move between banks and apps for a better offer.
02
What our solutions do for financial institutions
Financial-sector benefits. Each card links to the full solution page.
AI-Powered Data Orchestration
One trusted view of customers, accounts and transactions, kept on-premise.
- Risk and fraud teams work from the same resolved customer identity
- AI-ready data without moving it outside the bank
Virtual Workforce
Governed AI agents for operations.
- Faster onboarding and back-office processing
- Every agent action explainable and auditable; people approve high-impact decisions
Revenue Optimization & Loyalty
Real-time offers and rewards on the Fletum engine.
- Cross-sell and upsell based on life stage and behavior
- One consent ledger for compliant marketing; partners co-fund rewards
Messaging Infrastructure
Bulk SMS and A2P messaging.
- Reliable delivery of one-time passwords, alerts and notifications
- Protection against spam and spoofing
Customer Care & Contact Center
Call center, IVR and voice recognition.
- Self-service for balance and card requests
- Quality and workforce management to meet service levels
Cybersecurity & Technology Risk
Consulting and engineering for financial institutions.
- Audit-ready controls against COBIT, SOX and ISO frameworks
- Tested resilience and incident response
AI Center of Excellence
Cohort programs for banks.
- Certified analysts and data scientists in-house
- Leaders who prioritize the AI use cases that pay back
Talk to our financial services team.
Tell us about your digital roadmap, and we'll show you what fits.
Contact us